How Do You
Securely Store Bitcoin
and Other Cryptocurrencies?
Are you worried that you will lose your Bitcoins and crypto money for some reason? It’s normal to think that. If you’re wondering how you can lose your crypto money, here are some possible situations:- You lose your unencrypted device (desktop, laptop, or phone).
- A virus scans your hard disk and finds your private key after you download something odd.
- Your email provider loses its user database and some guy buys it, hacks your email, and steals your email-accessed crypto money.
- A virtual exchange scam disappears with your crypto money.
- You authorize a fraud blockchain.info site (e.g. blochchain.info) to deal with your bitcoins.
- When you’re trying to pay for something, a Trojan virus encrypts your hard disk, locking your bitcoins in it.
- An advanced keylogger reads your private key/email address.
- Some government intel agent takes advantage of a backdoor pass to civilian OS.
- You transfer cash to a smart contract that supposedly does A, but it does B.
What you need to remember as a cryptocurrency user
You’re solely responsible for the safety of your Bitcoins, altcoins, and other crypto money. Nothing and no one will be able to help you if you do something wrong that leads to you losing them.Lucky for you, you can do something to protect your bitcoins and altcoins better. If you handle your bitcoins the right way, malicious entities will not be able to steal your crypto money.A general advice: Improve your computer knowledgeA specific advice: Strictly follow instructions on crypto transactions without unnecessary actionsKeeping your crypto money in wallets
The first, most basic, and most important rule in handling bitcoins and other crypto money is…BE CAREFUL WITH YOUR PRIVATE KEY.
When you want to use wallets, be wise in choosing your crypto wallet service provider, whether it uses a web platform or an app platform (hot wallet).You can also opt to do the following:Method 1 – Solely use cold storage (offline wallet)
You can use the following storage items as cold storage for your crypto money.- USB drive
- Paper wallet
- Physical cryptocurrency (e.g. notes)
- Offline hardware wallet
Method 2 – Use multiple wallets
There are two factors crypto wallet users should take into account in using their crypto wallets: transaction volume and transaction value.Transaction volume is the number (or rate) of crypto transactions you make. This can range from multiple times a day or less frequently. What passes as high- or low-volume is purely relative.Transaction value is the value of the cryptocurrency transferred per transaction you make. There’s no definite number that represents “big value”. For easy reference, you can define “low transaction value” as less than or equal to the amount of money you would be comfortable carrying around as pocket cash. Anything larger than that can pass as high-value.Use the following crypto wallet types for certain transaction behaviorsMobile Wallet
- If you make high-volume, low-value transactions
- Your crypto money will be accessible all the time as long as your phone has power
- If your smartphone is good and your OS is updated, your crypto money will be secure
- Back your seed phrase on a piece of paper and keep the paper somewhere secure
Hardware Wallet
- If you make high-volume, high-value transactions
- These devices look like USB sticks and store your private keys on specialized chips, similar to iPhones’ secure enclave
- Hardware wallets won’t be affected by computer or phone hacking
- These can cost quite an amount of money, from $30 to $100
- Like mobile wallets, these also need seed-backing on a piece of paper
Paper Wallet
- If you make low-volume, high-value transactions
- Useful if your savings are in Bitcoin and needs no frequent spending or moving
- A document containing all data necessary to generate X private keys, forming a wallet of keys.
- One way of using this securely is to use this on a computer that wipes out all memory after use.
- Seed-backing is also required
Online Wallet
- If you make low volume, low-value transactions
- Normally in the form of a website platform.
- Accessible as long as you have an Internet connection.
- Most useful when you need to access your bitcoin through other devices.
- Can be accessed using an email address and a password.
- A strong password and a password manager would be useful in managing online wallets
- Consider online wallets that have extra layers of security like two-factor authentications and captchas.